This year is shaping up to be one of the worst in terms of catastrophe losses the insurance industry has ever incurred, as data for the third quarter of 2018 paints a grim picture. During Q3 2018, the US was beset by the destructive Hurricanes Florence and Michael, which together caused more than $31 billion […]
Sarina Insurance has lost one of our valuable employees. Linda Underhill joined us in August 2008 and has been a key team member in our brokerage. Linda and husband Michael have moved to Brisbane for family reasons and will be sorely missed. We wish her all the best in her future life.
Few things are more devastating in business than thinking you’re covered for a loss only to find out your insurer has rejected your claim. Here’s how to appeal that decision. Just because you’ve received bad news, doesn’t mean you should give up. There are a number of avenues for appealing such a decision, and a […]
So many disadvantaged children want to do their best at school, but they just don’t have the support. So we have decided that The Smith Family will be our Charity for 2018. As a sponsor, we have been able to connect our student to a local Learning for Life Coordinator like Marion. She works closely with sponsored […]
When you’re ready to push your home business from the nest and into a shopfront, it’s an exciting time. It can also expose you to a whole new world of risk that could cripple your fledgling business before it can soar. Running a business from home is one thing, but taking the leap to a […]
Illegal phone use behind the wheel has topped the list of Australian motorists’ road fears, with 72% of drivers listing it as their greatest worry, and more than half calling for stronger police presence to tackle the problem, according to a new NRMA study. Other worries revealed in the survey of 1,500 NRMA members were […]
A lack of understanding around what insurance jargon refers to could cost you dearly. Here are some industry terms and concepts you should be clear about before signing anything. Insurance is a contract (i.e. a legally enforceable agreement) between two or more parties. It typically involves an individual or business paying premiums to transfer specific […]
Insurance brokers have renewed calls for businesses to ensure they have cyber-risk management and cyber insurance in place to mitigate against increasing cyberattacks, following new statistics on notifiable breaches. The Office of the Australian Information Commissioner (OAIC) has revealed that from April 01 to June 30, it logged 242 notifications under the Notifiable Data Breaches […]
Businesses close their doors for many reasons, sometimes for a short time, often for good. When faced with fire or storm damage or any insurable event that stops a business from trading, the owner is back in control if they know the likely claims outcome; what the policy covers; how much the policy will pay […]
When was the last time you had your jewellery valued? And what about that fine art collection in your home or office boardroom? Whether you have the odd piece or a truckload, chances are your precious items are worth a lot more than you think. Fine art is not just limited to paintings and works […]
